Do i must be sued first, before my earnings could be garnished? More often than not, yes. Creditors such as for instance hospitals, medical practioners, credit card or loan organizations or banking institutions must file case against both you and obtain a judgment before your earnings may be garnished.
You can find an exceptions that are few including some income tax and education loan situations, when the federal federal federal government can garnish your earnings without first going to trial. In such a circumstance, you could desire to look for legal counsel. Continue reading